Important Disclosures

Last updated: March 2026

About Ekantik Capital Advisors LLC

Ekantik Capital Advisors LLC ("ECA") provides investment advisory and wealth management services. Investment advisory services are offered through ECA as a registered investment adviser.

No Guarantee of Results

All investment strategies carry risk, including the potential loss of principal. There is no guarantee that any strategy, including ECFS (Ekantik Cash Flow Strategy) or EPIG (Enduring Principal Protected Income & Growth), will achieve its stated objectives or produce positive returns.

Backtested and Hypothetical Performance

Performance data presented on this website includes backtested and hypothetical results. Important limitations include:

Not actual trading results. Backtested performance is developed with the benefit of hindsight using historical market data.
Inherent limitations. Backtested results do not reflect actual trading decisions, market liquidity, slippage, or the emotional and behavioral factors of real-time investing.
Past performance does not predict future results. Market conditions change. Historical patterns may not repeat.
Material differences possible. Actual results may differ materially from backtested projections, including the possibility of losses.

ECFS (Ekantik Cash Flow Strategy) Disclosures

The 6% quarterly distribution target and 2% monthly income equivalent are goals, not guarantees.
Distributions may be paused during losing quarters while the safety buffer is rebuilt.
Trading involves risk. You could lose some or all of your invested capital.
The 2.5% daily risk limit is a risk management tool, not a guarantee against losses.
Minimum starting capital: $20,000.

EPIG (Enduring Principal Protected Income & Growth) Disclosures

The 16.1% CAGR (2015-2026) is a backtested/hypothetical result, not actual trading performance.
The strategy targets asymmetric capture (market participation in up years, cash in down years) but these outcomes are not guaranteed.
The "Lost Decade" (2000-2010) simulation showing 9.3% CAGR vs S&P 500's 0.4% is hypothetical.
0% loss targets during corrections are aspirational, not guaranteed. Capital losses are possible.
The strategy involves SPY, S&P 500 futures, options, and individual stocks, all of which carry investment risk.

Whole Life Insurance and Policy Loans

Whole life insurance policies are issued by insurance carriers, not by ECA.
Policy loans reduce the death benefit and cash value. Excessive borrowing may cause policy lapse.
Tax advantages depend on proper policy design and maintenance. Consult a tax professional.
Insurance guarantees are backed by the financial strength of the issuing carrier.

Calculator Tool Disclaimer

The interactive calculator on this website is an educational illustration tool only. It uses simplified assumptions and does not account for all real-world variables. Calculator outputs should not be relied upon for financial planning decisions without consultation with qualified professionals.

Fee Structure

Specific fee details, including founding member and standard member pricing, are discussed during private consultations. Fee structures are documented in the client advisory agreement. The "~$259,038 savings" comparison referenced on this site is an illustrative estimate based on specific assumptions and may not reflect your individual situation.

Not Tax, Legal, or Insurance Advice

Content on this website is informational and educational only. It does not constitute tax, legal, insurance, or comprehensive financial planning advice. Consult with qualified professionals before making financial decisions.

Confidentiality

The strategies, frameworks, and proprietary methodologies described on this website are confidential and proprietary to Ekantik Capital Advisors LLC. This content is shared for evaluation purposes with prospective clients and should not be distributed without written consent.

Contact

For questions about these disclosures, contact us at:
info@ekantikcapital.com